We often hear a lot about stocks, bonds, and mutual funds.

Pero wala pang masyadong nag-eexplain kung ano nga ba ang #insuravest o VUL Plan.

Most often, lalong nakakalito ang mga explanation na makikita naten sa net, blogs, or vlogs.

This 3-minute video will try to explain Insuravest in the simplest way possible and bakit maganda itong investment vehicle.

Continue reading “Ano nga ba ang Insuravest?”

Do I still need a VUL Plan if I already have an online stock trading account?

Is there a difference between the two?

Aren’t they the same? Both have investments right?

The answers are YES and NO.

YES, they both have investments.

But NO, they are not the same.

Continue reading “I Already Have an Online Stock Trading Account, Do I Still Need a VUL?”

There are a lot of questions in the market of which is better: Single Pay VUL or Mutual Fund/UITF?

My initial answer is this: IT DEPENDS on what is your objective.

At the end of this article, hopefully you can decide which is the better financial product for you.

Continue reading “Single Pay VUL or Mutual Fund/UITF?”

VUL stands for Variable Unit Linked or Variable Universal Life. It is a financial product that provides life insurance and an investment feature.

Continue reading “What is a VUL?”

Yuppies (Young Professionals) who are single, no dependents, and have good company health benefits will always say that I don’t need insurance.

Middle-aged adults and those who near retirement and has a lot of money will also say that I don’t need insurance.

But insurance, particularly Disability and Critical Illness Insurance, is there not because you die, but because you SURVIVED!

Continue reading “It’s Because you Survived!”