Tag: Travel

Are You Torn Between #YOLO and Saving for the Future?

Posted on by Harold Gardon

You are not alone!

I feel you. I am also a Millennial.

I see money not an end in itself but as means to enjoy life, travel the world, and pursue my dreams and passion.

This is the reason why most millennials have no savings and are drowning in debt.

We might be enjoying life now but we will suffer in the future when those debts pile up and we can’t afford to retire because we have bills to pay.

But it doesn’t need to be that way, we can live #YOLO at the same time save for the future.

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Never Travel Without a Travel Fund

Posted on by Harold Gardon

It’s summertime!

It’s the time of the season where we go shopping for the best deals from travel agencies.

It’s the time when traveloka, trivago, and Airbnb are fully booked.

It’s when we look out for piso-seat sales and other airline sales.

But before you post #wanderlust, #travelgram, #travelgoals, #travelph, let’s take a step back and think of #travelfund.

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3 Steps on How to Build your PLAY FUND!

Posted on by Harold Gardon

We, Millennials, see money not as an end in itself but as a tool to buy experience and enjoy life.

We prioritize traveling and experiencing the world. Fighting for causes we believe in! and making this world a better place by following our passions and dreams.

But most often we forget that there are essential things we forget to prepare for such as retirement planning, critical illness coverage, and medium-long term savings.

This article will not talk about savings and investment but how do we build and manage a Play Fund so we won’t blow up our budget and be drowning in debt.

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3 Ways to Use your Credit Card Wisely and Not Drown in Debt

Posted on by Harold Gardon

Is Credit Card good or bad?

Others will say that it is good since you can buy things with rebate and pay in installments.

On the other hand, others say it’s evil because credit card is the reason why they are drowning in debt.

Continue reading “3 Ways to Use your Credit Card Wisely and Not Drown in Debt” →