Tag: Emergency Fund

Top 3 Financial Mistakes of Fresh Graduates

Posted on by Harold Gardon

To all graduates, congratulations!

Welcome to the awesome world of work!

I remember the moment I received my first paycheck.

The proud feeling of being able to earn and be a productive member of society.

But what I don’t remember is how I spent my first paycheck .

Or how I spent the succeding ones on my first years of work.

If you are a fresh graduate, I hope that through this article, you will not commit the financial lessons I or most of my batchmates learned the hard way.

I believe that this article is not only for Fresh Graduates but for everyone who is seeking Financial Freedom.

Continue reading “Top 3 Financial Mistakes of Fresh Graduates” →

Is It Okay to Go Into Debt Because of Love?

Posted on by Harold Gardon

We are often martyrs when it comes to LOVE.

We do everything just to make those we most love happy.

We are willing to sacrifice ourselves for the sake of LOVE even to the point of sacrificing our future and drowning ourselves into debt.

Continue reading “Is It Okay to Go Into Debt Because of Love?” →

Are You Ready to Ride the TRAIN?

Posted on by Harold Gardon

President Duterte enacted the TRAIN bill into law last December 2017.

This means that the take-home pay of employees will increase.

This article will focus on how much your income will increase (as an employee) and some tips on how to use it wisely.

Continue reading “Are You Ready to Ride the TRAIN?” →

Accomplish this Financial Checklist before your 30’s

Posted on by Harold Gardon

Our 20’s is the time when we YOLO (You Only Live Once)!

We earn and spend! We enjoy life not thinking about tomorrow!

And why should we? We are in our prime! We can always double our work and we have all the time.

But this is not always the case. What you do in your 20’s will dictate how you will live the rest of your life.

Below are the 5 Financial Checklist that you should have accomplished before you reach your 30’s: Continue reading “Accomplish this Financial Checklist before your 30’s” →

When is the Best Time to Buy a Car?

Posted on by Harold Gardon

Almost everyone wants to have a car.

Not only because it is more comfortable than commuting but it is also a status symbol saying that “I have arrived”.

But when is the best time to buy a car?

Continue reading “When is the Best Time to Buy a Car?” →