Do I still need a VUL Plan if I already have an online stock trading account?

Is there a difference between the two?

Aren’t they the same? Both have investments right?

The answers are YES and NO.

YES, they both have investments.

But NO, they are not the same.

Continue reading “I Already Have an Online Stock Trading Account, Do I Still Need a VUL?”

It’s already October 2017.

3 months to go and it will be the start of a new year!

Before you know it, it is already 2018 and you will be doing again your “NEW” new year resolutions.

But before you do that, let’s do a review of your 2017 Financial Goals.

Continue reading “A Review on your 2017 Financial Goals”

According to a study, 70% of deaths in the United States is caused by Cancer, Stroke, and Heart Attack.

Given our current food choices, stressful environment and unhealthy lifestyle, having critical illness is just a matter of time.

But the main question is: Can you afford to be sick?

Continue reading “Top 3 Reasons Why You Should Get Protected From Cancer”

Our 20’s is the time when we YOLO (You Only Live Once)!

We earn and spend! We enjoy life not thinking about tomorrow!

And why should we? We are in our prime! We can always double our work and we have all the time.

But this is not always the case. What you do in your 20’s will dictate how you will live the rest of your life.

Below are the 5 Financial Checklist that you should have accomplished before you reach your 30’s: Continue reading “Accomplish this Financial Checklist before your 30’s”

We, Millennials, see money not as an end in itself but as a tool to buy experience and enjoy life.

We prioritize traveling and experiencing the world. Fighting for causes we believe in! and making this world a better place by following our passions and dreams.

But most often we forget that there are essential things we forget to prepare for such as retirement planning, critical illness coverage, and medium-long term savings.

This article will not talk about savings and investment but how do we build and manage a Play Fund so we won’t blow up our budget and be drowning in debt.

Continue reading “3 Steps on How to Build your PLAY FUND!”

Almost everyone wants to have a car.

Not only because it is more comfortable than commuting but it is also a status symbol saying that “I have arrived”.

But when is the best time to buy a car?

Continue reading “When is the Best Time to Buy a Car?”