Have you ever experienced working, working, and working for nothing?

Every time you receive your paycheck, almost nothing is left! You pay for your rent, utilities, phone bills, and your DEBTS and what is left is just your daily office allowance just enough to pay for the commute and cheap lunch.

Continue reading “Breaking The Shackles of Debt!”

Yuppies (Young Professionals) who are single, no dependents, and have good company health benefits will always say that I don’t need insurance.

Middle-aged adults and those who near retirement and has a lot of money will also say that I don’t need insurance.

But insurance, particularly Disability and Critical Illness Insurance, is there not because you die, but because you SURVIVED!

Continue reading “It’s Because you Survived!”

A typical person in the prime of his career and health, will not think of retirement. Why would you think of it if  it is as far as 20-30++ years?

But retirement is not as far as it seems!

Continue reading “Retirement is Not as Far as it Seems!”

A lot of people would like to jump right into INVESTING but they don’t have the adequate PROTECTION yet.

Why do we need to get protected? Because life is full of RISKS. Continue reading “The Biggest Investment Risk!”