Are you worried about the ups and downs of the stock market?

Are you currently invested in the market and you become anxious everytime you hear the market went down?

Or are you new to investing and you just want to know about CommonCentsPH’s 5 Ways to Hug the Market Bear?

After reading the article, you will learn not only about the 5 Ways to Hug the Market Bear but how to Hug The Market whether it is up (bull) or down (bear).

Continue reading “5 Ways To Hug The Market Bear”

Do I still need a VUL Plan if I already have an online stock trading account?

Is there a difference between the two?

Aren’t they the same? Both have investments right?

The answers are YES and NO.

YES, they both have investments.

But NO, they are not the same.

Continue reading “I Already Have an Online Stock Trading Account, Do I Still Need a VUL?”

You are not alone!

I feel you. I am also a Millennial.

I see money not an end in itself but as means to enjoy life, travel the world, and pursue my dreams and passion.

This is the reason why most millennials have no savings and are drowning in debt.

We might be enjoying life now but we will suffer in the future when those debts pile up and we can’t afford to retire because we have bills to pay.

But it doesn’t need to be that way, we can live #YOLO at the same time save for the future.

Continue reading “Are You Torn Between #YOLO and Saving for the Future?”

What comes to your mind when you hear Financial Freedom?

Is it a picture of a corporate boardroom, private planes, or mansions with luxury cars?

Is it an image of couples or families traveling the world in luxury without thinking about money?

Continue reading “What Does It Take to Be Financially Free?”

To all graduates, congratulations!

Welcome to the awesome world of work!

I remember the moment I received my first paycheck.

The proud feeling of being able to earn and be a productive member of society.

But what I don’t remember is how I spent my first paycheck .

Or how I spent the succeding ones on my first years of work.

If you are a fresh graduate, I hope that through this article, you will not commit the financial lessons I or most of my batchmates learned the hard way.

I believe that this article is not only for Fresh Graduates but for everyone who is seeking Financial Freedom.

Continue reading “Top 3 Financial Mistakes of Fresh Graduates”

It’s summertime!

It’s the time of the season where we go shopping for the best deals from travel agencies.

It’s the time when traveloka, trivago, and Airbnb are fully booked.

It’s when we look out for piso-seat sales and other airline sales.

But before you post #wanderlust, #travelgram, #travelgoals, #travelph, let’s take a step back and think of #travelfund.

Continue reading “Never Travel Without a Travel Fund”

Are you interested to invest in the stock market but don’t know how it works?

You hear people talk about stock picks or that the market went up or down but you don’t want to ask them what is it all about because you don’t want to look ignorant.

You search the web about the stock market but everything is so complicated to understand.

This article will try to discuss the stock market as simple as possible. Continue reading “2 Ways to Earn in the Stock Market”

We are often martyrs when it comes to LOVE.

We do everything just to make those we most love happy.

We are willing to sacrifice ourselves for the sake of LOVE even to the point of sacrificing our future and drowning ourselves into debt.

Continue reading “Is It Okay to Go Into Debt Because of Love?”

When you hear the word Zen? What comes into your mind?

Is it a relaxed garden with a koi pond where you can sit back while drinking tea?

Is it a black and white painting so simple yet so profound?

Or is it a monk meditating for days in pursuit of self-actualization?

Continue reading “3 Financial Zen Principles You Must Apply in Your Life”

President Duterte enacted the TRAIN bill into law last December 2017.

This means that the take-home pay of employees will increase.

This article will focus on how much your income will increase (as an employee) and some tips on how to use it wisely.

Continue reading “Are You Ready to Ride the TRAIN?”